GO Mortgage Gulf Coast > Loan Products
Conventional Home Loan
Conventional mortgages are ideal for buyers with excellent credit and can afford a down payment between 5-20%.
- Minimum credit score of 620
- 5% minimum down payment
FHA Loans
FHA loans are designed to make homeownership more affordable. You can purchase a home with a lower down payment, less documentation and a lower credit scores than a conventional loan.
- Minimum credit score of 580
- 3.5% minimum down payment
VA Loans
VA loans are designed to help active duty military and veterans qualify for homeownership.
- Minimum credit score of 580
- 0% down payment for loans up to $510,400
USDA Loans
The USDA Rural Development Single Family Housing Guaranteed Loan Program – or USDA Home Loan – is one of the most powerful mortgage options available for rural and suburban homebuyers.
- Minimum credit score of 620
- 0% down payment required
Jumbo Loans
A jumbo mortgage is any single loan amount over the conforming loan limit which is currently $510,401 for a one-unit property in most of the United States.
Benefits
- Interest rate reduction
- Eliminate mortgage insurance (pmi)
- Get cash back from your property
- Switch from an adjustable rate to a fixed rate loan
FNMA Construction Loans
- Primary Residence, 95% LTV
- Second Home, 90% LTV
- Interest-Only Payments During Construction
- 680 Minimum Credit Score
VA Construction Loans
- 100% LTV
- Owner Occupied (1 unit)
- No Payments Until Build is Complete
- 640 Minimum Credit Score
FHA Construction Loans
- 96.5% LTV
- Owner Occupied (1 – 2 units)
- No Payments Until Build is Complete
- 640 Minimum Credit Score
USDA Construction Loans
- 100% LTV
- Owner Occupied (1 unit)
- No Payments Until Build is Complete
- 640 Minimum Credit Score
Benefits
- Purchase and renovate a new property
- Refinance and renovate a home you already own
FHA 203k Rehab Loan
- Credit score as low as 620
- 3.5% minimum down payment
For a personalized quote, please fill out the form below.
Go Mortgage, LLC. NMLS ID #1018
NMLS Consumer Access, NMLS #100995
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